“The financial preparedness of our nation’s youth is essential to their well-being and of vital importance to our economic future.”- Ben Bernanke, former Federal Reserve Chairman The Securities and Exchange Commission is making headline in social media as it pushes to make financial literacy a mandatory subject in the Philippine high school curriculum. It has…
(#4 Wealth Management) “It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.” – Robert Kiyosaki With all the Philippine economic indicators going haywire – rising inflation, depreciating peso, increasing fuel prices, worsening unemployment/underemployment, etc – how financially…
“Unprecedented events occur regularly—be prepared”. – Seth Klarman With all the Philippine economic indicators going haywire – rising inflation, depreciating peso, increasing fuel prices, worsening unemployment/underemployment, etc – how financially secure and confident are you to face life’s uncertainties? In the same token, how are you preparing the younger generations in your family? Whether we…
(#2 – Debt Management) “Good debts can lift your life to the next level. Bad debts can ruin your life for up to the next 3 generations”. ― David Angway With all the Philippine economic indicators going haywire – rising inflation, depreciating peso, increasing fuel prices, worsening unemployment/underemployment, etc – how financially secure and confident are…
(#1 – Cash Management) “Financial freedom is available to those who learn about it and work for it.” — Robert Kiyosaki With all the Philippine economic indicators going haywire – rising inflation, depreciating peso, increasing fuel prices, worsening unemployment/underemployment, etc – how financially secure and confident are you to face life’s uncertainties? In the same…
Photo courtesy: World Health Organization “You are one sickness away from poverty is no longer just a warning—it is the lived reality of millions.” – Dr. Tony Leachon (Public Health Advocate) The phrase “one sickness away from poverty” is a harsh reality reflecting the fragile financial security of many Filipinos. Specifically, we’re talking about the…
“Often when you think you’re at the end of something, you’re at the beginning of something else.” — Fred Rogers I recently met two friends who are both retiring this year. One was a reluctant retiree, anxious and scared of what lies ahead for her. She is seriously concerned if she is already physically, mentally…
“You must gain control over your money or the lack of it will forever control you.” -anonymous Almost every one of us have experienced having debt – it may be through a credit card, mortgage or a personal loan. There is nothing seriously wrong about it until it starts controlling and leading you to a…
“An emergency fund is your financial seatbelt. You may not always need it, but when you do, you’ll be glad it’s there.” — Financial Proverb Most, if not all of us, have experienced a financial emergency requiring us to shell out money from our own pockets. A family member needing emergency medical attention, an urgent…
“If you buy what you do not need, you steal from yourself” – Swedish Proverb Most of us have found ourselves making impulsive purchases. How often have you used (or heard) phrases like, ”I deserve this buy” or ”This is my reward for working so hard “, or “I’m buying it at a discount”, to…
