“It’s not your salary that makes you rich, it’s your spending and saving habits.” — Unknown I know a lot of people who start the year with a goal to improve their financial health but find themselves in the same spot or even worse. Are you one of those? If yes and you’re set to another…
Someone’s sitting in the shade today because someone planted a tree a long time ago” — Warren Buffett A new year. A new beginning. ‘Tis the time of the year when we are motivated, excited and raring to set our goals and plans for the year that has just started. As we get busy planning for our…
“Just one ray of sunshine is enough to dispel millions of shadows.” – Francis of Assissi A happy and bountiful 2026! A brand new year to be hopeful and optimistic of the prospects 2026 has in store for us. But many believe that the dark shadow of 2025 will still loom over us this new…
“Leadership is about taking responsibility – not making excuses.” –Mitt Romney There is no doubt that a leadership position is endowed with immense power allowing them to have such an influence over their subordinates. Leadership power persuades others (followers) to support their leader’s efforts and do as they are asked. When used properly, power in…
“There may be many gifts under your Christmas tree this year…but the best one would be your family’s financial security.” – anonymous ‘Tis the time of the year for merrymaking and gift-giving. You may have probably started or is already finishing up your Christmas shopping. And while you’re at it, why not try something different…
Photo: AIA “Time and health are two precious assets that we don’t recognize and appreciate until they have been depleted” – Denis Waitley I recently came across the FB posts of two friends, who are both financial advisors, about two contrasting stories of their clients. The post of my friend G showed his text exchanges…
“Lent comes providentially to reawaken us, to shake us from our lethargy”. – Pope Francis At this time of the year, we should be preparing for the Advent Season. But with what’s happening in the political arena and in our country, in general, it’s more like Lent than Advent. Watching the different senate and congress…
“True leadership means taking ownership, not shifting blame.”— John Maxwell When I first embarked on a leadership role, some 35 years ago, my boss stressed to me that as the leader of the team, I am solely responsible and answerable to her. “I don’t care and I don’t want to hear about the inefficiency and…
Photo courtesy: AIA “An OFW is not just a worker; they are unsung heroes building dreams for others.” – Anonymous Our OFWs continue to be the biggest contributors to our economy. In 2024 alone, their remittance rose to a record of $38.34 billion. With this number, one would think that our OFWs are financially well-off…
“Ultimately, it’s on the company leaders to set the tone. Not only the CEO, but the leaders across the company.” – Tim Cook Among the many leadership and management principles that I have heard and learned in my more than 30 working years, John Maxwell’s Law of the Lid is one of my favorites. It simply…
