Every Filipino Deserves Financial Independence (Mindful by Jay Ledesma)

Photo credit: Shutterstock                                    “I believe that through knowledge and discipline, financial peace *(freedom) is possible for us—all of us.” —Dave Ramsey  This coming June 12, we are again celebrating and commemorating our Philippine Independence Day.  We remember how our forefathers fought hard for Filipinos to gain liberty from captivity and slavery.  Fast forward to…

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The “W” Factor in the Insurance Industry (Mindful by Jay Ledesma)

Photo courtesy: AIA Philippines “Women are the largest untapped reservoir of talent in the world.” — Hillary Clinton Every year, we celebrate the International Women’s Month in March, with March 8 earmarked as the International Women’s Day. A very important day and month to recognize and celebrate the contributions and achievements of women, as they continue…

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Command Responsibility (Mindful by Jay Ledesma)

“Leadership is about taking responsibility – not making excuses.” –Mitt Romney There is no doubt that a leadership position is endowed with immense power allowing them to have such an influence over their subordinates. Leadership power persuades others (followers) to support their leader’s efforts and do as they are asked. When used properly, power in…

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