The Four Foundations of Financial Planning (Mindful by Jay Ledesma)(#3 Risk Management)

“Unprecedented events occur regularly—be prepared”. – Seth Klarman With all the Philippine economic indicators going haywire – rising inflation, depreciating peso, increasing fuel prices, worsening unemployment/underemployment, etc – how financially secure and confident are you to face life’s uncertainties? In the same token, how are you preparing the younger generations in your family? Whether we…

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The Four Foundations of Financial Planning (Mindful by Jay Ledesma)

(#2 – Debt Management) “Good debts can lift your life to the next level. Bad debts can ruin your life for up to the next 3 generations”. ― David Angway With all the Philippine economic indicators going haywire – rising inflation, depreciating peso, increasing fuel prices, worsening unemployment/underemployment, etc – how financially secure and confident are…

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DO NOT WAIT FOR THE FLOOD TO COME(THE THIRD EYE by Carlo Manubag)

Photo courtesy: CIO The successive storms battering Luzon, leaving large portions of Metro Manila and other areas submerged in floodwaters, should serve as more than a reminder of the country’s vulnerability to extreme weather. They should be a warning—especially to local governments here in Mindanao—that “the next disaster may already be on its way.” Flooding…

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Four Foundations of Financial Planning (Mindful by Jay Ledesma)

(#1 – Cash Management) “Financial freedom is available to those who learn about it and work for it.” — Robert Kiyosaki With all the Philippine economic indicators going haywire – rising inflation, depreciating peso, increasing fuel prices, worsening unemployment/underemployment, etc – how financially secure and confident are you to face life’s uncertainties? In the same…

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Discovering The Secrets Of Lowly ‘Malunggay!'(FOOD FOR THOUGHT BY Manny Piñol)

“Malunggay,” “Kamunggay” or “Balunggay” are some of the local names of an iconic “Vegetable Tree” known scientifically as Moringa oleifera. Endemic to the Philippines, the Moringa had been part of the country’s agricultural landscape which offers both food and medical remedies. For nursing Mothers, a broth of Moringa leaves with native chicken is believed to…

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