THE CONSTITUTION IS NOT A SUGGESTION (THE THIRD EYE by Carlo Manubag)

In a democracy, there is one document that stands above presidents, senators, judges, political parties and every other government institution: the “Constitution of the Republic of the Philippines.” It is not a suggestion. It is not a guideline that government officials may adjust whenever circumstances become inconvenient. And it certainly cannot be rewritten simply because…

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The Four Foundations of Financial Planning (Mindful by Jay Ledesma)

(#4 Wealth Management) “It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.” – Robert Kiyosaki With all the Philippine economic indicators going haywire – rising inflation, depreciating peso, increasing fuel prices, worsening unemployment/underemployment, etc – how financially…

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DAVAO CITY’S MOST POWERFUL EXPORT: “TRUST” (THE THIRD EYE by Carlo Manubag)

Thousands of young Indians have crossed the sea and chosen the Philippines—particularly Davao City—as a place to pursue one of the most demanding and respected professions in the world: MEDICINE. That choice is more than an educational decision. It is a vote of confidence. For many Indian families, sending a son or daughter thousands of…

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Political vendetta and avarice (LETTERS FROM DAVAO by Jun Ledesma)

Davao City has shared the international limelight with tennis star Alexandra Eala. The Kingdome, the world’s biggest covered arena with 75,000 seating capacity formally opened September 1 with all the grandeur and splendor beyond anyone’s imagination. Across the globe, in New York City, Alex Eala delivered one of her spectacular victories same day with a…

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The Four Foundations of Financial Planning (Mindful by Jay Ledesma)(#3 Risk Management)

“Unprecedented events occur regularly—be prepared”. – Seth Klarman With all the Philippine economic indicators going haywire – rising inflation, depreciating peso, increasing fuel prices, worsening unemployment/underemployment, etc – how financially secure and confident are you to face life’s uncertainties? In the same token, how are you preparing the younger generations in your family? Whether we…

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